4 crucial facts about your pension fund

1
SNPS is at the forefront of the Dutch pension world and in fact already offers what the new pension system should offer. Namely a personal pension account and freedom of choice for the participant to take more or less investment risks.

2
The participant invests in so-called life cycles with which an offensive, defensive or neutral investment profile can be chosen. A profile that fits the participant's stage of life. Each quarter, you can choose the investment profile that suits you best.

3
Ten years before the retirement date, the risks for the member are cleverly reduced. Pension is purchased with the accrued capital.

4
After his or her retirement, the participant is given the choice to continue investing. This is done in the so-called CVP. That didn't turn out badly in 2020. Despite the extremely difficult investment year, participants in the CVP were able to add a plus to their pension account.